Terms & Privacy

Terms of Use

Website Terms of Use

Last updated: February 21, 2024


Orchard, Hiltz & McCliment Inc. (OHM Advisors) (“us”, “we”, or “our”) operates ohm-advisors.com (hereinafter referred to as "the Website”). The following Terms of Use (“Terms”) state the rules and agreement governing use of the Website and the information and materials contained therein.

Terms of Use

By accessing and using the Website, YOU AGREE TO THE FOLLOWING TERMS OF USE. If you do not agree, please do not use the Website. We may change these Terms of Use from time to time by updating this page. Your continued use of the Website after we post any revised policy means that you accept our revised Terms.

Privacy Statement

The OHM Advisors Privacy Policy explains how we treat your personal data and protect your privacy when you use the Website. By using the Website, you agree that we can use such data in accordance with our Privacy Policy detailed below.

Ownership, License, Use

This Website and all of its contents (including graphics, logos, photographs, illustrations, video clips, images, written text and materials) are provided by OHM Advisors. The content of the Website is protected by copyrights, trademark, and other proprietary rights. By accessing the Website, you acknowledge that these rights are valid, and that your use of the Website and its content will be governed by applicable copyright, trademark, and other intellectual property laws.

The content of the Website shall not be copied, reproduced, modified, published, uploaded, posted, transmitted, or distributed in any way without prior written permission of OHM Advisors and/or any other appropriate party.

The materials on the Website are provided by OHM Advisors for informational purposes only. Pages may be printed out for your personal use only.

Limitation of Liability

By using the Website, you agree that OHM Advisors is not liable to any third party with respect to any of the materials contained on the Website, nor any use of or reliance on such materials by any third party. Furthermore, OHM Advisors is not liable for any damages (including special or consequential damages) or injury caused by any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, communication line failure, theft or destruction, or unauthorized access to or alteration of, the Website or the materials in it. The foregoing limitation of liability is subject to applicable law.

The Website and the material and content hereof are provided “as is” and without any warranty, express or implied, of any kind. The foregoing limitation of implied warranties is subject to applicable law.

The Website may link to third-party sites. These links are provided as a convenience to users and OHM Advisors does not control or monitor the content of such third-party sites. By using the Website, you acknowledge and agree that OHM Advisors is not responsible for the content or accuracy of any third-party sites linked to from the Website, make no representations or warranties regarding the content or accuracy of information available on such third-party sites, and shall not be liable for any damages or injury arising out of or in any way connected to a dispute with another site.

OHM Advisors reserves the right to modify or amend the contents of the Website at any time and without notice.

How to Contact Us

If you have any questions about these Terms of Use, please contact us:

  • By visiting this page on our website.
  • By mail: OHM Advisors, 34000 Plymouth Road, Livonia, MI 48150
Privacy Policy

Website Privacy Policy

Last updated: February 1, 2023

Orchard, Hiltz & McCliment Inc. (OHM Advisors) ("us", "we", or "our") operates ohm-advisors.com (hereinafter referred to as "the Website").

This page informs you of OHM Advisors' policies regarding the collection, use and disclosure of personal data when you use the Website and the choices you have associated with that data.

By using the Website, you agree to the collection and use of information in accordance with this policy. 

Information Collection and Use

We collect several different types of information for various purposes to provide and improve the Website for you.

Types of Data Collected

Personal Data

While using the Website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to:

  • Email address
  • First name and last name
  • Phone number
  • Address, City, State, ZIP/Postal code

We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or the instructions provided in any email we send.

Usage Data

We may also collect information on how the Website is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of the Website that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking Cookies Data

Cookies are small files stored on your device (computer or mobile device).

We use cookies and similar tracking technologies to track the activity on the Website and we hold certain information. Other tracking technologies that could be used are beacons, tags and scripts to collect and track information and to improve and analyze the Website.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of the Website.

Examples of cookies we use:

  • Session Cookies. We use Session Cookies to operate the Website.
  • Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
  • Security Cookies. We use Security Cookies for security purposes.

Use of Collected Data 

OHM Advisors uses the collected data for various purposes:

  • To provide and maintain the Website
  • To notify you about changes to the Website
  • To allow you to participate in interactive features of the Website when you choose to do so
  • To provide customer support
  • To gather analysis or valuable information so that we can improve the Website
  • To monitor the usage of the Website
  • To detect, prevent and address technical issues
  • To provide you with company news and relevant topical information about other services and events which we offer that are similar to those that you have already purchased or inquired about unless you have opted not to receive such information.

Retention of Data

Orchard, Hiltz & McCliment Inc. (OHM Advisors) will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes and enforce our legal agreements and policies.

Any Personal Data you provide to us by submitting a Contact Us form will be stored in our CRM system (Hubspot).

Orchard, Hiltz & McCliment Inc. (OHM Advisors) will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of the Website, or we are legally obligated to retain this data for longer periods.

Transfer of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Orchard, Hiltz & McCliment Inc. (OHM Advisors) will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure of Data

Disclosure for Law Enforcement

Under certain circumstances, Orchard, Hiltz & McCliment Inc. (OHM Advisors) may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Legal Requirements

Orchard, Hiltz & McCliment Inc. (OHM Advisors) may disclose your Personal Data in the good faith belief that such action is necessary to:

  • To comply with a legal obligation
  • To protect and defend the rights or property of Orchard, Hiltz & McCliment Inc. (OHM Advisors)
  • To prevent or investigate possible wrongdoing in connection with the Website
  • To protect the personal safety of users of the Website or the public
  • To protect against legal liability

Security of Data

The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Our Policy on "Do Not Track" Signals under the California Online Protection Act (CalOPPA)

We do not support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

Website Providers

We may employ third party companies and individuals to facilitate the Website ("Website Providers"), provide the Website on our behalf, perform Website-related Websites or assist us in analyzing how the Website is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.


We may use third-party Website Providers to monitor and analyze the use of the Website.

Google Analytics

Google Analytics is a web analytics website offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of the Website. This data is shared with other Google Websites. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having made your activity on the Website available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy Terms web page.

Links to Other Sites

The Website may contain links to other sites that are not operated by us. If you click a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites.

Children's Privacy

The Website does not address anyone under the age of 13 ("Children").

We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. We will update the "effective date" at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

How to Contact Us

If you have any questions about our Privacy Policy or our practices, please contact us:

  • By visiting this page on our website.
  • By mail: OHM Advisors (Attn. Privacy), 34000 Plymouth Road, Livonia, MI 48150