Terms & Privacy

Last updated:  October 22, 2025

Welcome to OHM Advisors’ Website

Orchard, Hiltz & McCliment Inc. (OHM Advisors, “us”, “we”, or “our”) operates the website located at www.ohm-advisors.com ("the Site”). 

By accessing or using our Site, you agree to following Terms of Use (“Terms”) and Privacy Policy. If you do not agree, please do not use the Site. 

We may change these Terms and Policies periodically. Your continued use of the Site after we post any revisions to this page means you accept any changes.

I.    Terms of Use

Last updated:  September 18, 2025

Ownership and Use

This Site and all its contents, including text, graphics, logos, photographs, illustrations, video clips, materials, and design, are provided by OHM Advisors. The content of the Site is protected by copyrights, trademark, and other proprietary rights. By accessing the Site, you acknowledge that these rights are valid, and that your use of the Site and its content will be governed by applicable copyright, trademark, and other intellectual property laws.

You may view and print individual pages for your personal use only. Any other use—including reproduction, modification, distribution, republication, or display—is prohibited without written permission of OHM Advisors and/or any other appropriate party.

Acceptable Use

You agree to use the Site only for lawful purposes and not to interfere with the operation or security of the Site.

Links to Other Websites

Our site may link to external, third-party sites not operated by us. These links are provided as a convenience.  We do not control or monitor the content of such third-party sites and are not responsible for their privacy practices or terms. 

By using the Site, you acknowledge and agree that OHM Advisors is not responsible for the content or accuracy of any third-party sites linked to from the Site, makes no representations or warranties regarding the content or accuracy of information available on such third-party sites, and shall not be liable for any damages or injury arising out of or in any way connected to a dispute with another site.

Limitation of Liability

The Site and its content are provided “as is” and without any warranty, express or implied, of any kind. The foregoing limitation of implied warranties is subject to applicable law.

Changes to the Site

We reserve the right to modify or discontinue the Site or its content at any time and without notice.

II. Privacy Policy

Last updated: October 22, 2025

This section outlines how OHM Advisors collects, uses and protects your personal data when you use the Site and the choices you have associated with that data.

Information Collection and Use

We collect various types of information to operate and improve the Site —and with your consent — to advertise and market to you.  

Types of Data Collected

• Personal Data (name, email, phone number, address, etc. (via forms, email sign-ups, etc.) - While using the Website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or the instructions provided in any email we send.
   
• Usage Data (IP address, browser type and version, pages visited on the Site, date and time of visit, time spent on the Site, unique device identifiers, and other diagnostic data)
   
• Tracking Cookies Data

How We Use Your Data 

• To operate and maintain our Site
• To respond to inquiries
• To provide newsletters or promotional content (opt-out available)
• To analyze Site usage and improve performance
• To detect, prevent and address technical issues
• To allow you to participate in interactive features of the Site when you choose to do so

Cookies

Cookies are small files stored on your device (computer or mobile device). We use cookies to understand user behavior and improve Site functionality. 

Examples of cookies we use:

• Strictly Necessary Cookies. These cookies are necessary for the website to function and cannot be switched off in our systems.
   
• Functional Cookies. These cookies enable the website to provide enhanced functionality and personalization.
   
• Targeting Cookies. These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant ads on other sites. 

Cookie List

To view a list of all the cookies used on our site, click HERE. 

Cookie Consent

You can instruct your browser to refuse cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of the Site.

When you visit our Site, we ask for your consent to use cookies and tracking technologies in accordance with applicable laws.

Your Rights

Depending on your location, you may have rights under local data protection laws to:

• Access or correct your personal data
• Request deletion of your data
• Withdraw consent to communications

To make a request, please contact us as noted below.

Data Retention

We retain personal data only for as long as is necessary for our business purposes or to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes and enforce our legal agreements and policies.

Any Personal Data you provide to us by submitting a form on our Site will be stored in our CRM system (Hubspot).

We will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of the Website, or we are legally obligated to retain this data for longer periods.

Data Transfer

Your information, including personal data, may be transferred—with your consent—to third-party vendors and identified recipients for analytical, advertising, and marketing purposes. This information may be transferred to—and maintained on—computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

We will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Data Disclosure

Disclosure for Law Enforcement

Under certain circumstances, we may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Legal Requirements

We may disclose your Personal Data in the good faith belief that such action is necessary to:

• Comply with a legal obligation
• Protect and defend the rights or property of Orchard, Hiltz & McCliment Inc. (OHM Advisors)
• Prevent or investigate possible wrongdoing in connection with the Website
• Protect the personal safety of users of the Website or the public
• Protect against legal liability

Data Security

The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

Do Not Track (DNT)

We support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

Website Providers

We may employ third-party companies and individuals to facilitate the Site on our behalf, perform Site-related tasks, or assist us in analyzing how the Site is used.

These third parties have access to your personal data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Third-Party Vendors

We may use trusted third-party vendors, including:

• Google Analytics (to monitor traffic and usage behavior)
• HubSpot (for form submissions and CRM)
• Vimeo
• YouTube

Google Analytics

Google Analytics is a web analytics website offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of the Site. This data is shared with other Google Websites. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You may opt out of Google Analytics tracking by installing this browser add-on.  Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy Terms web page.

HubSpot CRM

We store Contact Us and Scholarship application submissions in HubSpot, a trusted customer relationship management (CRM) platform. HubSpot may use sub-processors as part of its service delivery. Learn more about HubSpot’s privacy practices.

Links to Other Sites

Our Site may contain links to other sites that are not operated by us. If you click a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites.

Children's Privacy

Our Site is not intended for children under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from children without verification of parental consent, we take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy periodically. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "effective date" of our Privacy Policy.

III. How to Contact Us

If you have any questions about these Terms or our Privacy Policy, please contact us.

By mail: 
OHM Advisors (Attn. Privacy)
34000 Plymouth Road, Livonia, MI 48150 

Online: 
Visit our Contact Us page